Oooppsss... BAGO KA MAGPAUTANG, ALAMIN MO MUNA KUNG SINO ANG HINDI MAGBABAYAD SAYO NG UTANG.

Bago ka maglabas ng KWARTA at MAGPAUTANG, alamin mo muna kung sino ang HINDI MAGBABAYAD SA IYO para hindi ka malugi. ??????????

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